Terms & Conditions REFUND CONTRACTS TERMS OF FUNDING PLEASE READ CAREFULLY AND MAKE SURE YOU FULLY UNDERSTAND THESE TERMS The client is fully aware that, before it becomes active, they must purchase a Refund Contract at a cost of 10% of it's face value on receiving a refund offer. i.e. A $1000.00 Contract will cost $100.00              REFUND CONTRACTS  fully guarantee this sum, should the client change their minds and wish to withdraw from the contract they may do so at any time after a three month period from this signing. Their payment will be returned to them in full, less any payments already paid to them under the contract.          Once an amount equal to or greater than 10% initial amount received from the client has been paid , the balance of the contract is on a best efforts basis, this  is necessary to protect REFUND CONTRACTS from events outside their control which could prevent them from honouring the terms of the contract, including changes in government legislation and controls which might affect the program.        This is an honest program which has taken some years to develop, REFUND CONTRACTS are in this for the long haul, you will be paid on time according to the contract, should circumstances change for reasons beyond our control you are assured that you will not lose money because of our guarantee.                      The currency used for the refund contract is the US Dollar, the reason being that most of our business is conducted via the Internet, the US Dollar is the currency most used on the Internet.            Applicants are reminded that it is their responsibility to ensure that sufficient funds are paid to cover the 10% cost of the Refund Contract, after taking  into account any Currency Conversion and Bank charges etc, the final sum received by Refund Contracts will be the amount the Refund Contract is based on, whether that be lower or higher than the required 10% Refund Contracts make Applicants aware that they are personally liable for any taxation or other Government levies that might become due in their own Countries, Refund Contracts accept no liabilities for any such demands made Risk Assessment Your risk with the refund contract is NIL. The cost is 10% of the refund contract amount.This is fully covered by our money back guarantee until such time as you are in profit.This occurs by the end of year two, at this point you will be 50% in profit.